No life is the same as another. It makes sense that there is no such thing as a one-size-fits-all life insurance policy, but how do you calculate how much life insurance coverage you might need? There are various determining factors that can range from income to debt to family size. Before shopping for a policy — or … Read more
Living with chronic illness can be limiting in so many ways, and it’s easy to assume that insurance companies will deny life insurance for someone with poor health, but that isn’t always the case. If you or someone you love is dealing with one or more chronic conditions, it is often still possible to qualify … Read more
Most people think of Social Security and life insurance as two separate aspects of planning for the future, but did you know that the two can actually work together to set you up for success come retirement time? Here’s how it works. Social Security and Life Insurance FAQs Before making any major changes to your … Read more
As you experience different life stages, your life insurance needs will inevitably change. Along with those changes come questions. What happens at the end of term life insurance? Can I extend my term life insurance policy? When you purchased your term life insurance policy, you made a good move that helped you protect those who matter … Read more
When it comes to caring for the ones you love, having a life insurance policy is a simple way to show them you’re preparing for the future. What Is Income Guard Term Life? If you’re concerned about a loss of income when a loved one passes away and are wondering what kind of insurance policy … Read more
How would your family survive if you or your partner became disabled or died? An income continuation plan answers that question. It outlines how your family’s income would support your lifestyle if something happened to the people who contribute to the household income. Here are a few things to know about income continuation plans and … Read more
You made a smart decision when you purchased your term life insurance policy — you knew it was important to protect your family. But it’s been a while since then. Does it still meet your needs? Luckily, your life insurance policy can grow with you. You’re able to convert most existing term life insurance policies … Read more
When it comes to caring for the ones you love, having a life insurance policy is a simple way to show them you’re preparing for the future. What Is Income Guard Term Life? If you’re concerned about a loss of income when a loved one passes away and are wondering what kind of insurance policy … Read more
When you run a small business, insurance policies like workers’ compensation and general liability are essential to safeguarding the health of your company. Premium audits are a key part of ensuring you are accurately and fairly charged for the coverage. What Is Premium Auditing? Typically, when you open a new small business insurance policy, you provide estimates for … Read more
According to the U.S. Bureau of Labor Statistics, only 68% of private-industry nonunion workers have access to retirement benefits, and businesses with under 100 employees are less likely to offer retirement plans than larger companies. The Department of Labor is aiming to reverse this trend with pooled employer plans (PEPs), which can make it easier for small businesses to … Read more